Health care is expensive and a condition of many Visa applications is that you show proof of Health Insurance (ex. Mawista Student) that is accepted in Germany. You can get a temporary travel or student policy with an independent agency through some of the Universities or get a German policy to provide you with coverage while you are in Stuttgart. It is important to note that many of the Universities will not offer insurance coverage for summer sessions.
If you have a chronic condition, it is a good idea to make an appointment with a specialist or general practitioner in Stuttgart as soon as you can to establish a local relationship with a care provider. At the very least, you should make an appointment to get on their client list so that copies of your medical records will be registered with them.
Another key point to keep in mind is that you will need a separate policy, or have one that has reciprocal coverage in other countries, should you plan on travelling during the breaks and holidays. Ask the insurance provider you are considering for what additional coverage and policies may be appropriate for you.
Stuttgart has many different hospitals located around the city:
- Bethesda Krankenhaus Stuttgart GmbH
- Krankenhaus Bad Cannstatt
- Krankenhaus vom Roten Kreuz GmbH
The US Army in Stuttgart also lends to the community its health clinic and dental care facility. The Clinic provides preventative and general care to civilians for a fee.
There are many medications that are available over the counter in other countries that require a prescription in Germany. Make a full list of all prescription and over the counter medications you take and investigate whether they require a prescription in Germany. Do not overlook the medications you may take during the cold and flu season. Ask your doctor or pharmacist to issue the appropriate prescription refill that will be accepted in Germany and it is not a bad idea to pay for a translated letter that outlines each prescription requirement.
You are also prohibited from receiving prescription medications through the mail in Germany. Any packages containing medications will be confiscated by the Duty Office. This applies to non-prescription medications from other countries that may or may not be distributed in Germany. It is better to look for German equivalents to any healthcare products or items you are used to taking rather than risk having a needed item confiscated.
Most of the Universities require, as do many of the Visas, that you have acquired health coverage before you enter the country or begin your term. It is standard that the Universities will provide general liability coverage as part of your tuition cost, but liability coverage does not provide for any healthcare services. There are specialized agencies that only provide policies to students who are studying abroad who can create a policy that will meet your needs while in university travelling on break. It is important to look closely at their list of approved providers to make sure they will be accessible to you in Stuttgart.